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Why Buy Travel Insurance

May 02, 2017 | Karen Pearson

“If you can’t afford travel insurance, then you can’t afford to travel”.

Let’s face it, you don’t hesitate on purchasing car insurance when you buy or rent a car, or house and contents insurance when you buy a home. So why not travel insurance?

Honestly, buying travel insurance can be so inexpensive that it’s a no-brainer. Peace of mind is priceless!

Wouldn’t you rather spend an extra $100 or so for your trip and most likely never use the insurance than wipe out your bank account if something did happen?

Call it what you like – vacation insurance, trip insurance or holiday insurance, going without  insurance is not worth the risk. Anything can, will, and sometimes goes wrong. If it does and you are not insured, you can be up for a lot of money AND inconvenience.

Why you should buy travel insurance?

Imagine this.

The excitement of your travel departure date is just around the corner, you’ve saved up all your hard earned money, paid for your flights and accommodation, tours are booked, clothes are packed, and your spending money is just waiting to be spent.

What happens if:

  • You need to cancel your trip unexpectedly
  • You get sick or injured on your trip
  • Your luggage is lost or stolen
  • You lose your passport
  • A hurricane damages your destination

Anything can happen, so why take the risk?

If you are a traveling American, or someone visiting the US, you should definitely NOT skimp on travel medical insurance. Health care costs in the U.S. are ridiculous. So large that people go bankrupt. Better to be safe than sorry, as they say!